Cards
You spent $105,000 on maintenance last month.
Only part of this touched a card. The rest earned zero rewards.
Currently earned
$250
On $25,000 of spend that happened to hit a generic card at ~1%.
If on Goldbridge cards
$5,250
5% real-estate cashback on the full $105,000.
You left approximately $5,000 on the table last month.
Breakdown by channel
On existing cards
$25,000
~1% cashback today → about $250
Paid via ACH / checks
$55,000
Invoices paid directly from PMS / operating account
House accounts & reimbursements
$25,000
Home Depot Pro, Lowe's, Sherwin, personal card reimbursements
Where Goldbridge can capture value
| Vendor / channel | Spend (last 30 days) | Current payment method | Current rewards | If on Goldbridge (5%) |
|---|---|---|---|---|
| Home Depot / HD Pro | $30,000 | House account → ACH | $0 | $1,500 |
| Lowe's | $13,000 | Check from PMS | $0 | $650 |
| Sherwin-Williams | $8,000 | ACH | $0 | $400 |
| Floor & Decor | $5,000 | Personal card + reimbursement | Rewards go to staff | $250 |
| Other M&R vendors | $24,000 | Mixed (ACH / checks) | $0–$100 | $1,200 |
These vendors alone represent $80,000 of monthly spend that currently earns almost nothing. Goldbridge cards would generate about $4,000 in value here.
We've identified maintenance vendors currently paid by ACH, checks, house accounts, or reimbursements. With one click, future transactions at these vendors can be routed through Goldbridge cards by default.
- •Auto-create virtual cards for Home Depot, Lowe's, Sherwin-Williams, Floor & Decor, and other M&R vendors.
- •Keep each card tied to a property and work order for clean PMS reconciliation.
- •Maintain deposit and reserve compliance by drawing only from operating balances.